Earnr Insight

Retirement Savings Options

Published 
5 October 2023
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Planning for Retirement

Saving for retirement is crucial for ensuring financial security in later years. There are various retirement savings options available, each with its benefits and considerations.

Popular Retirement Accounts

  • 401(k): An employer-sponsored plan that allows employees to save for retirement with tax advantages.
  • IRA: Individual Retirement Accounts offer tax-deferred growth on investments.
  • Roth IRA: Contributions are made with after-tax dollars, allowing for tax-free withdrawals in retirement.

Choosing the right retirement savings option depends on individual financial situations and goals.

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