Earnr is a software application (Earnr App) developed and operated by Earnr Holdings Pty Ltd ACN 637 125 421. Earnr is a registered trademark of Earnr Holdings Pty Ltd. Earnr is an authorised representative of an AFS licensor who will issue the yield investment product mentioned on this website. All information provided on this website or the Earnr App is general information only. It does not purport to be complete, nor does it take into account your particular circumstances, investment objectives, financial situation or needs, and is not intended to constitute investment, legal or taxation advice. Accordingly, it should not be relied upon as a substitute for detailed financial advice or used as a basis for making investment or other decisions. Before making any decisions, taking any action or refraining from taking any action, you should consider whether this information is appropriate to your objectives, circumstances, financial situations and needs. Earnr Holdings recommends you seek independent professional advice. All images on this website or the Earnr App are for illustration purposes only and should not be relied on as an indication of future performance. ^The product referred to is not a bank deposit and while the distribution rate has always been met, it is an investment objective and not guaranteed. Waitlist customers who are subsequently offered our beta platform will be issued with a Product Disclosure Statement, Financial Services Guide and Terms & Conditions.