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Earnr FiT Event Giveaway -

Terms and Conditions

October 2025

Eligibility

The Earnr $1,000 FiT Event Giveaway is open to individuals who attend the event held at Earnr HQ on 28 October 2025.

How to enter

1.
Open and fund any Earnr account by 31 October 2025 with at least the minimum balance for that account type ($1,000 for Everyday & Notice Accounts and $5,000 for Term Accounts).
2.
Hold the minimum or higher balance until at least midday on 14 November 2025.
Each $1,000 of balance in any account equals one entry in the draw.
Participants may open and fund multiple account types for additional entries.
Existing Earnr account holders who meet eligibility criteria can add additional funds to an Earnr account to gain entries in the draw in accordance with above.

Prize and draw

•
One individual will receive a $1,000 prize.
•
The prize draw will occur at 4pm on 14th of November 2025 at Earnr HQ, Sydney NSW.
•
The winner will be notified by email and announced via FiT community channels.
•
The prize will be credited to the winner’s Everyday Account within 2 business days of the draw.
•
If the winning account is a Business Account, Joint Account, or SMSF account – the prize will be credited to the winner’s personal Everyday Account (no standing balance required).

Tax

This type of prize is generally considered tax-free for individuals under current Australian Taxation Office guidance relating to prizes of chance. This is not tax advice.

General conditions

•
This promotion is not a product recommendation and does not form part of any offer document for Earnr account products.
•
Employees, contractors, and advisors of Earnr and their immediate families are not eligible to participate.
•
The promotion is administered and funded by Earnr Australia Pty Ltd and is not associated with the Earnr fund or its responsible entity.
•
Earnr reserves the right to verify eligibility, disqualify participants engaged in ineligible, fraudulent, or manipulative activities, and modify, suspend, or cancel the promotion at its discretion.

Privacy

Personal information collected in connection with this promotion will be handled in accordance with Earnr’s Privacy Policy.

Governing law

These terms are governed by the laws of New South Wales, Australia.
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^ 7.20% p.a is the current offered return on an investment in Earnr for a 12-month term, interest paid at maturity. 6.30% p.a is the current offered return on an investment in Earnr 90-day notice, interest paid monthly. 5.85% p.a is the current offered return on an investment in Earnr Everyday, interest paid monthly. 3.50% p.a. is the current offered return on the Corporate Cash Management Account, interest paid monthly. Offered returns are an investment objective and not a forecast. Offered returns are not guaranteed and are determined by the stability of credit markets. Past performance is not an indicator of future performance. ^Withdrawal rights are subject to liquidity and could be delayed or suspended.

^ Earnr ARSN 651 645 715 is an ASIC registered Australian fund offering different investment products. The investment products are not bank deposits, and like all investments, are subject to risks which are set out in the product disclosure statement for Earnr, available on this website. ^Please do not tell us about your financial situation, goals or needs. We do not take these into account. We do not give personal financial advice. Our advice about the product is general and unrelated to you, and it does not purport to be complete. It is up to you or your adviser to consider the extent to which the product is appropriate to you. All images on this website or the Platform are for illustration purposes only and should not be relied on as an indication of future performance.

The software application (the “Platform”) developed by Earnr Holdings Pty Ltd ACN 637 125 421 is operated by Earnr Australia Pty Ltd ACN 650 455 486 AFS licence authorised representative (CAR No 001293334). Earnr is an authorised representative of Primary Securities Limited, ACN 089 812 635, AFSL 224107 (Responsible Entity). 'Earnr' is a registered trademark belonging to Earnr Holdings Pty Ltd ACN 637 125 421. By accessing or using any part of this website or the Platform you agree to be bound by our Terms and Conditions and our Privacy Statement.

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